Al decides to open a shoe emergency hot-line with help from Steve in the form of a $50,000 loan. But typically, Al's get-rich-quick scheme backfires when nobody phones in. When Marcy gives Al a second $50,000 loan to repay the original loan, the Bundys and the Rhoades join together in a downward spiral of failure when Al instead sinks the second $50,000 into his failing shoe hot-line, which results in Steve losing his job at the bank, Marcy getting demoted, and Al ending up being the loser as always.